Your Insurance Agent is many times just as confused as you are, so this makes them an unlikely source for the correct information. We assume the agent knows; however, in reality they do not have a high level of understanding as to how to read an insurance policy.

This is where I come into the picture. Having trained Insurance Adjusters to read policy, I know the jargon, and the specific industry terms and definitions. For example, Attractive Nuisance. No, it is not the tall blonde or the good-looking male model, walking down the street. The industry definition is, something which normally is harmless, but may attract those who do not understand its usage which may result in injury – which directly refers to children. Some common Attractive Nuisances are: swimming pool, trampoline, and dogs.